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Indiana Court Adopts Uniform, Not Site-Specific, Interpretation of Pollution Exclusion

January 24, 2011 — Original Article, Tred R. Eyerly, Insurance Law Hawaii

Where the insured faces environmental suits in several states, should the law governing the liability policy be “site-specific,” meaning the law of each state in which allegations of injury or property damage arise governs the policy’s interpretation, or “uniform,” whereby a single state’s law governs? In Nat’l Union Fire Ins. Co. of Pittsburgh, Pa. v. Standard Fusee Corp., No. 49S04-1006-CV-318 (Ind., Dec. 29, 2010) (opinion here), the court favored a uniform interpretation.

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Indiana Court Adopts Uniform, Not Site-Specific, Interpretation of Pollution Exclusion